Frequently Asked Questions
What service does Creative Home Solutions provide?
We are real estate problem solvers! Whether your problem is with the home you have or buying your home, we have the perfect solution for you. If you need to sell your house fast, whether it’s because you’re moving for a new job, facing a divorice, or behind on payments, we can bring several different offers that solve your problem. If you’re looking to buy a house, but can’t get a conventional home loan, because you’re self employed or you need some time to repair your credit, we have the solution for you. If you are curious to learn how much we can offer for your house or would like to hear more about our creative financing, then fill out this simple form or give us a call at (541) 816-3007.
Are there any costs when we sell to you?
When you sell a house the traditional way you soon discover that there are thousands of dollars in repairs, fees, and costs. One of the greatest reasons you should sell to us is that you pay absolutely no costs! When we buy your house we take care of all the expenses. This means you get to walk away with more cash in your pockets. It’s our goal to make the entire process as easy as possible. We want to make sure you have a hassle free and pain free home selling experience!
How much can you buy my house for?
The price of your home is only one component to finding the solution that is right for you. For some, they are willing to take less if it means getting cash quickly. For others, they like getting a price higher than selling with a realtor, but are willing to wait for a pay-out down the road. Still others enjoy exchanging their home for regular payments for years. It’s all about finding the right solution to your problem. We think there’s always a solution in every situation, we just have to be creative to find out what it is.
We try and be as open as possible with everyone. If you have any questions about how we can buy your house. Please feel free to give us a call at (541) 816-3007 or fill out this simple form.
How long will it take to sell my house?
The simple answer is “it depends”. There are a lot of factors that can affect the timeline to close, including how the transaction is structured or even how busy the title company is. When everything is going right we can close on your house in as little as 7 days!
However, not every house can be sold in 7 days. Different homeowners experience different situations. Some situations are more serious than others. At the very least we are happy to explore how various solutions might impact the timeline to close so it fits your situation!
What if I owe money on the house?
We can still buy your house even if you still have loans or liens on your house. If you owe more than what our cash offer is, that is still ok.
There is no situation we do not want to help with. If you want to sell your house even with loans or liens, then give us a call at (541) 816-3007 or contact us by filling out this simple form.
What do you do for those looking to buy a home?
Many people cannot qualify for a conventional home loan for several reasons. If you’re self-employed, you have to have a track record of two years in order to qualify. If your CPA has done a good job in reducing your tax burden, it may have disqualified you from getting a loan. Others have gone through tough times and need time to repair their credit. And yet others find the process of going through the qualification process drawn out and burdensome, only to be ruined by an inspection flaw or appraisal.
For those looking to buy a home outside of the conventional bank loan route, we offer houses that we own to buyers on either a rent-to-own or owner financing. Rent-to-own is a rental agreement with an option to purchase and owner financing is a land contract or deed of trust note to you, the buyer. Terms are negotiable, buy typically we look for a larger down payment with owner financing than the option money in a rent-to-own. Some properties are available as a rent-to-own and others for owner financing and some can be sold either way.
Does your FREE offer put me under any obligation?
Absolutely not! Every single one of our FREE offers is risk free. You are under no obligation to us when you receive our offer. It is completely your choice to accept or decline our offer when we present it to you.